Dear Friend,

IThe financial industry is one of the oldest recorded businesses. More and more people are seeking loans for such items as home improvements, cars, starting or expanding a business, or just to consolidate existing loans, credit and store cards into one easy lower interest payment.

The financial industry is a multi-billion pound and expanding market place – just ask the banks and credit card companies! Whatever the economic climate, there is always a need for financial brokers. In difficult times people borrow to consolidate and reduce their monthly outgoings, and in prosperous times, they use loans to finance their improving lifestyles.

The financial services sector has grown tremendously since the mid 1980’s when the laws relating to financial services were liberalised.

Many people prefer to use the services of a financial broker, rather than attempting to deal direct with financial sources. This is where you can take full advantage.

As new, innovative products aimed at the needs of today’s consumers come onto the market almost daily there are now more opportunities than ever for new consultants to set up.

We’ll show you how to start your own business making money as a financial consultant selling loans, mortgages and many other very lucrative financial services.

Make Money From Financial Products explains - step by step - how to become a self-employed independent financial consultant where you can give advice on financial products from a number of different organisations.

This is the ideal work-from-home opportunity. You can work either full time, part time or alongside other businesses you may have.

Your business will be carried out via telephone, fax or e-mail. You can, if you wish choose to do your business face-to-face with potential customers.

Here’s a little information on the type of services you can offer:

Loans will form the major part of your business. Secured loans can be used for any purpose. Popular loan applications are for home improvements, cars and consolidating other loans or credit. With a secured loan, there is no need for the client to attend any interview.

An unsecured loan is a loan with no security required. Popular loan applications are from homeowners, council tenants, private tenants, housing association tenants and from people living at home with their parents.

Because you will not be tied to a particular bank or building society you can offer mortgage products from a wide range of lenders. These include fixed rate, variable rate and discounted rate, plus you can also offer the very popular re-mortgages and buy-to-let mortgages.

You can start small by selling loans and then work your way up to provide more advanced products such as mortgages, pensions and insurance.

Earnings vary from £20,000 - £30,000 for the average consultant and as much as £100,000 - £200,000 for the top consultants.

Example of commissions you’ll earn as a financial consultant:

Loan

£5,000 loan x 2% commission = £100

Mortgage

£100,000 mortgage x 0.5% commission = £500

Life Insurance

£20.00 monthly premium = £214.72 commission

Mortgage Payment Protection Plan

£1,620.00 single payment = £364.50 commission

Many financial products allow you to earn residual commissions from them for many years into the future, even once the initial product has been sold.

It is important to point out that you will not personally be providing any of the financial products yourself. Loans, for example are not paid out of your own savings and you do not collect the repayments each month.

All the financial products come direct from banks and insurance companies. You are simply finding the customers, selling the products and dealing with initial administration.

Most financial product providers sell their products through independent financial consultants. This is because it is a highly effective and cost effective way of finding customers.

A lucrative area in which to specialise in is ‘problem cases’. These are people with poor credit status, CCJ’s, loan defaults or irregular income.

Most banks and building societies won’t consider this type of customer as they are seen as too much of a risk.

However these customers are ideal for small independent financial consultants who are able to deal with each case on an individual basis.

In some cases, mortgages for problem customers can earn you up to ten times the commission than standard products earn!

You’ll learn how to work with a customer, how to choose the best product for the customer, how to close a sale, carry out preliminary checking, make a formal application and finalising the transaction.

You’ll also receive details of financial product providers who are actively looking for agents to sell their financial products.

This is a serious business opportunity that will earn you a very good living. Make Money from Financial Products teaches you – step by step - how to start and establish yourself as a financial consultant.

To order is very easy. Simply complete the order form below and return it direct to the address supplied and within a few days you’ll be on your way setting up as a financial consultant.

I very much look forward to hearing from you again.

Very best regards,

Andrew Peterson
Financial Consultant

Printed/JV'd by/with Inspired2Change Publications